Using Class Actions to Challenge Insurance Decisions
We buy insurance so that if we are hit by the unexpected, insurance is there to help us recover from an accident, a fire, a storm, a serious illness, a business interruption or other unpredictable events. Sometimes, however, the insurance we counted on is not there. A claim is denied.
ClassAction.com: Justice for Insured People
If an insurance company has treated you unfairly, they probably have a pattern of treating policyholders unfairly. When many people are financially harmed by an insurance company, the most effective approach for justice may be a class action lawsuit.
- Failure to provide coverage: After a natural disaster with extraordinary losses, in order to limit payouts, an insurance company may tell claimants that they are not covered or that they are only partially covered.
- Bad faith claims handling: When an insurance company delays payment or denies payment, it may be a case of bad faith — they never intended to pay.
- Improper charges: Why does an insurance company charge one policyholder more than another? It could indicate a pattern of discrimination.
When an insurance company fails to meet its obligations to many claimants, what can be done? Hiring an attorney can cost more than the money lost — especially when the insurance company fights back with its own lawyers.
The answer may be a class action lawsuit — a lawsuit filed by a lawyer and a law firm with the resources to fight big insurance companies. Contact ClassAction.com.
