When You Are Charged an Improper Fee ...
Insurance is important. When the insurance company asks for more money, for the policyholder there may seem to be no choice. Being without insurance is simply too risky — and irresponsible. But what if the charges are unfair?
ClassAction.com: Fighting for Insurance Justice
At ClassAction.com, we often hear from policyholders who cannot understand when their insurance rates go up without a good reason or when other policyholders are paying lower rates. If that has happened to you, tell us about it. Contact ClassAction.com.
When one policyholder is treated unfairly, there is usually a pattern of unfair treatment of policyholders. A class action lawsuit may be able to solve the problem.
- Rate increase: You were in a car accident. It was not your fault. Your rates went up. No, that isn't fair. Your insurance company is probably doing the same thing to other policyholders. A class action lawsuit can send a strong message — and lower your rates.
- Discriminatory business practices: If an insurance company requires that you pay more than someone else in a similar situation, you have a right to ask why. A class action lawsuit can investigate patterns of extra fees and charges and find out if there is obvious discrimination.
Policyholders have rights, but when faced with a rate increase or extra charges, it is hard to fight back as an individual policyholder. Hiring an attorney and filing a lawsuit would cost more than the additional charges. If there is a pattern of unfair charges, however, a class action lawsuit can represent many policyholders.
